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What future for Cash in Ireland?





With the pandemic accelerating a change in both shopper and retailer behaviour, and with the growing ease and security of paying with cash versus credit cards, it seems that the future might be cash-free.

Whether from a convenience, security, or hygiene perspective, retailers are moving increasingly toward cashless payments. But what options are available for Irish retailers – and are they likely to be adopted?

“There has been a significant shift from cash to card, particularly since the pandemic,” says Robert Doherty, director of product, AIB Merchant Services. “People want a convenient way of checking out. Merchants want secure methods of payment. And everyone expects all their payment types to be frictionless, quick and secure.”


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The cashless society from an ethical point of view

The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.










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