The real impact of Bank closures

Concerns about bank branch closures and the rise in digital payments leaving those who are dependent on using cash unable to withdraw money have led to the investigation by the Scottish Affairs Committee at Westminster.

Digital and card payments for goods has increased to account for 51 percent of all transactions but still many people rely on using cash for essential purchases.

With more ATMs charging for withdrawals and some communities having no access to cash the survey is intended to gather information on how difficult it is for those who are affected.

It asks how regularly people make cash payments and how ­often they withdraw money and from where. 

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The cashless society from an ethical point of view

The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.

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