Think of Sweden and, in addition to vikings, Ikea and meatballs, you may well conjure up images of a highly-advanced society almost free of cash entirely.
And you wouldn’t be far from the mark. Last year, just 13pc of transactions were made using notes and coins – kroner is the currency of the Skandinavian country – and almost half of all bank branches serving the 10 million population do not deal in cash at all.
However, a fightback has begun among those who argue that many Swedes – particularly those in rural areas and the elderly – are being cut off from a fundamental right: access to cash.
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The cashless society from an ethical point of view
The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.

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The website "Cashless Economy" (cashless-economy.com) is edited by individuals and civil society groups fully committed to defending privacy and civil liberties against abuse and the risks inherent in a cashless society.