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More Cashless means less Inclusion





The coronavirus pandemic sparked many changes throughout society: like mask-wearing, social distancing, and cashless purchases.

However; despite some of those pandemic-era restrictions easing –some businesses are opting to stick with digital, and have banned the use of the dollar bill.

For many Americans, "going cashless" is not a huge deal in-fact some prefer digital as their primary form of payment due to its convenience it's easy and fast: "You walk up to the register, pull out your smartphone, wave it over a scanner, and your out the door." But what happens when you do not have a bank card or do not have access to a smartphone, the purchase process becomes not so easy. Experts say nearly 1:15 Americans are underbanked thus creating a barrier and an equity problem.

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The cashless society from an ethical point of view

The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.










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The debate

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