Is unbanked Ghana really looking for cashless society?

Globally, countries are experiencing a rapid expansion of digitisation and technological advancements that touch on nearly all aspects of life.

In general, the surge in digitisation has improved operational efficiency and service delivery in all the key sectors of public and commercial importance – from manufacturing and industry, to business and commercial operations, agriculture, health, education and finance.

Where the debate does exist, it highlights the growing tension between an evolving consumer payments landscape, a desire for increased business efficiency, and a growing concern that unbanked and underbanked consumers may be marginalised in a cashless economy.

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