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Cashless: the necessary debate





Discussions surrounding the nature of the ongoing trend, in which our economies are slowly getting rid of cash, have risen consistently in their magnitude. An increasing share of the population is taking positions regarding the matter, with arguments pro and con. But the most interesting part of the debate lies not in what is being said within the debate, but in what is being hushed.

The slow demise of cash

There is nothing new about the trend: in fact, it probably started without anyone deciding, or even noticing it. Merely a hundred years ago, cash was being used for just about everything, save very large transactions which we be carried out with banking documents, such as checks. With the arrival of credit cards in the 1970s, and then of electronic payments with the rise of the Internet, the share of payments made in cash slowly waned, without anyone taking notice.

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The cashless society from an ethical point of view

The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.

The cashless society from an ethical point of view









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