Cashback Without Purchase: An answer to Fight Cashless Lobbying?

The 'Cashback Without Purchase' initiative is already live in around 1,000 stores, but it's being rolled out to a further 1,000 shops by the end of the year. Cash machine network LINK and card payment processor PayPoint are behind the scheme.

It comes amid concerns over the decline of free-to-use ATMs and bank branch closures, which may leave vulnerable consumers without access to cash. Only this week TSB, for example, announced the closure of 70 branches next year, while 41 Lloyds Bank branches and seven Halifax branches closed in October.

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The cashless society from an ethical point of view

The debate about the move towards a cashless society has been at the center of the scene for several years, now. Various angles have been taken by economists, politicians, banking institutions and sociologists. Beyond the technicalities of the debate, lies the question of freedom, of inter-citizen solidarity and of governmental responsibility. The debate cannot remain in the hands of financial specialists, it is first and foremost an ethical, political and societal issue.

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The debate

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